Mortgage Credit Certificate


Lenders and Mortgage Companies work in accordance with local Wyoming government agencies to help get you a mortgage credit certificate or MCC. Once you qualify for and receive this certificate you are approved then to take advantage of certain federal income tax credits. The credits that are awarded help to free up funds and make the monthly home loan payments more affordable for the new Wyoming home owner.

Also when you qualify for the Mortgage Credit Certificate you may be eligible for a wider variety of mortgage programs. First time home buyers are typically the candidates who are eligible for a MCC but in special cases, that may be discussed with your home loan advisor, this requirement may be waived. Income and purchase price requirements also vary from state to state so your mortgage representative can help you figure out your eligibility for the local Wyoming MCC program.

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